SIP Calculator
Project what a monthly investment could grow to, and how much of the final figure is returns rather than your own contributions.
- Total invested
- ₹12,00,000
- Estimated returns
- ₹11,23,391
- Growth on what you put in
- 93.6%
An estimate at a constant rate of return. Real markets do not deliver the same figure every year, so treat this as a projection rather than a promise.
How to use it
- Enter what you plan to invest each month.
- Enter the annual return you want to assume.
- Enter how many years you will keep investing.
- The projected value updates as you type.
Questions
Is this a guaranteed return? No. The calculator assumes the same return every year, which no market delivers. Real results vary year to year and can be negative. Treat the figure as an illustration of compounding, not a forecast.
What return should I assume? That is your judgement, not ours. Whatever you pick, try a lower figure too — seeing the result at a pessimistic rate is more useful than the optimistic one.
Why is the maturity value higher than a simple total? Because each instalment keeps earning for the rest of the period. The first instalment compounds for the whole term; the last one barely compounds at all.